Is Spur Security Bank Safe?
Spur Security Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.08% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 41.52% | 100/100 |
| Return on Assets | -0.62% | 0/100 |
| Total Assets | $0.1B | |
How does Spur Security Bank compare?
With a Bank Health Score of 90/100, Spur Security Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Spur Security Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 22.08% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Spur Security Bank's Bank Health Score held roughly steady at 90/100. Tier 1 capital weakened by 4.21 percentage points to 22.08%.
Spur Security Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (0/100).