Is Southwest Missouri Bank Safe?
Southwest Missouri Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.16% | 100/100 |
| Nonperforming Loan Ratio | 0.24% | 95/100 |
| Liquidity Ratio | 45.21% | 100/100 |
| Return on Assets | 0.53% | 41/100 |
| Total Assets | $1.1B | |
How does Southwest Missouri Bank compare?
With a Bank Health Score of 93/100, Southwest Missouri Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Southwest Missouri Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 15.16% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.24% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Southwest Missouri Bank's Bank Health Score held roughly steady at 93/100. Tier 1 capital strengthened by 0.11 percentage points to 15.16%. Quarter-over-quarter, the score rose by 1.0 points.
Southwest Missouri Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).