Is Southstar Bank SSB Safe?
Southstar Bank SSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (53/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.15% | 100/100 |
| Nonperforming Loan Ratio | 0.16% | 97/100 |
| Liquidity Ratio | 18.37% | 53/100 |
| Return on Assets | 1.72% | 89/100 |
| Total Assets | $1.2B | |
How does Southstar Bank SSB compare?
With a Bank Health Score of 86/100, Southstar Bank SSB sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Southstar Bank SSB ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.15% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.16% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Southstar Bank SSB's Bank Health Score fell by 2.0 points to 86/100. Tier 1 capital strengthened by 1.70 percentage points to 17.15%. Quarter-over-quarter, the score fell by 1.0 points.
Southstar Bank SSB has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (53/100).