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Is Sewickley Savings Bank Safe?

Sewickley Savings Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio59.08%100/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio75.33%100/100
Return on Assets0.97%59/100
Total Assets$0.3B

How does Sewickley Savings Bank compare?

With a Bank Health Score of 96/100, Sewickley Savings Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Sewickley Savings Bank ranks above the state average of 70/100 (Grade B).

The bank's Tier 1 capital ratio of 59.08% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Sewickley Savings Bank's Bank Health Score improved by 3.0 points to 96/100. Tier 1 capital weakened by 6.55 percentage points to 59.08%.

Sewickley Savings Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (59/100).