Is Seiling State Bank Safe?
Seiling State Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.69% | 90/100 |
| Nonperforming Loan Ratio | 0.22% | 96/100 |
| Liquidity Ratio | 32.55% | 100/100 |
| Return on Assets | 0.75% | 50/100 |
| Total Assets | $0.2B | |
How does Seiling State Bank compare?
With a Bank Health Score of 90/100, Seiling State Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Seiling State Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 13.69% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.22% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Seiling State Bank's Bank Health Score fell by 7.0 points to 90/100. Tier 1 capital weakened by 2.66 percentage points to 13.69%. Quarter-over-quarter, the score fell by 1.0 points.
Seiling State Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (50/100).