SEILING STATE BANK
SEILING, OKLAHOMA · FDIC Cert #4193
Capital & Safety Analysis
According to FDIC financial data, SEILING STATE BANK holds a Tier 1 capital ratio of 13.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SEILING STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SEILING STATE BANK shows strong financial health indicators. With $188M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SEILING STATE BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 13.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SEILING STATE BANK holds $188M in total assets and $174M in total deposits. It is located in SEILING, OKLAHOMA (FDIC Certificate #4193).
SEILING STATE BANK has a Tier 1 capital ratio of 13.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 0.75%.
Yes. SEILING STATE BANK is FDIC-insured (Certificate #4193). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.