Is Security Nb of Enid Safe?
Security Nb of Enid has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (78/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.60% | 100/100 |
| Nonperforming Loan Ratio | 0.31% | 94/100 |
| Liquidity Ratio | 38.04% | 100/100 |
| Return on Assets | 1.44% | 78/100 |
| Total Assets | $0.4B | |
How does Security Nb of Enid compare?
With a Bank Health Score of 96/100, Security Nb of Enid sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Security Nb of Enid ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 17.60% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.31% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Security Nb of Enid's Bank Health Score held roughly steady at 96/100. Tier 1 capital was essentially flat at 17.60%. Quarter-over-quarter, the score fell by 2.0 points.
Security Nb of Enid has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (78/100).