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BankHealth

SECURITY NB OF ENID

ENID, OKLAHOMA · FDIC Cert #14966

A
Health Score
96/100
$376M
Total Assets
$347M
Total Deposits
17.60%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, SECURITY NB OF ENID holds a Tier 1 capital ratio of 17.60%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SECURITY NB OF ENID has a strong buffer to absorb potential losses.

Key Financial Metrics

0.31%
Nonperforming Loans
Low — healthy loan portfolio
38.04%
Liquidity Ratio
Strong — can meet withdrawal demands
1.44%
Return on Assets
Profitable — earning well on assets
$347M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

SECURITY NB OF ENID shows strong financial health indicators. With $376M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

SECURITY NB OF ENID has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 17.60%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

SECURITY NB OF ENID holds $376M in total assets and $347M in total deposits. It is located in ENID, OKLAHOMA (FDIC Certificate #14966).

SECURITY NB OF ENID has a Tier 1 capital ratio of 17.60%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.44%.

Yes. SECURITY NB OF ENID is FDIC-insured (Certificate #14966). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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