Is Scottsburg Bldg&La Safe?
Scottsburg Bldg&La has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (22/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 40.28% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 33.55% | 100/100 |
| Return on Assets | 0.04% | 22/100 |
| Total Assets | $0.1B | |
How does Scottsburg Bldg&La compare?
With a Bank Health Score of 92/100, Scottsburg Bldg&La sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Scottsburg Bldg&La ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 40.28% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Scottsburg Bldg&La's Bank Health Score held roughly steady at 92/100. Tier 1 capital strengthened by 0.76 percentage points to 40.28%.
Scottsburg Bldg&La has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (22/100).