Is Savannah Bank National Assn Safe?
Savannah Bank National Assn has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.38% | 100/100 |
| Nonperforming Loan Ratio | 0.48% | 90/100 |
| Liquidity Ratio | 45.21% | 100/100 |
| Return on Assets | 0.52% | 41/100 |
| Total Assets | $0.2B | |
How does Savannah Bank National Assn compare?
With a Bank Health Score of 91/100, Savannah Bank National Assn sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Savannah Bank National Assn ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 16.38% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.48% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Savannah Bank National Assn's Bank Health Score improved by 1.0 points to 91/100. Tier 1 capital strengthened by 1.15 percentage points to 16.38%. Quarter-over-quarter, the score fell by 2.0 points.
Savannah Bank National Assn has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (41/100).