Is Sallie Mae Bank Safe?
Sallie Mae Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while loan quality is its weakest area (84/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.40% | 88/100 |
| Nonperforming Loan Ratio | 0.81% | 84/100 |
| Liquidity Ratio | 26.73% | 87/100 |
| Return on Assets | 5.48% | 100/100 |
| Total Assets | $28.7B | |
How does Sallie Mae Bank compare?
With a Bank Health Score of 88/100, Sallie Mae Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Sallie Mae Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 13.40% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.81% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Sallie Mae Bank's Bank Health Score improved by 11.0 points to 88/100. Tier 1 capital strengthened by 1.74 percentage points to 13.40%. Quarter-over-quarter, the score rose by 9.0 points.
Sallie Mae Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while loan quality is its weakest area (84/100).