Is Sainte Marie State Bank Safe?
Sainte Marie State Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 40.05% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 52.10% | 100/100 |
| Return on Assets | 1.05% | 62/100 |
| Total Assets | $0.0B | |
How does Sainte Marie State Bank compare?
With a Bank Health Score of 96/100, Sainte Marie State Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Sainte Marie State Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 40.05% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Sainte Marie State Bank's Bank Health Score improved by 2.0 points to 96/100. Tier 1 capital weakened by 2.50 percentage points to 40.05%.
Sainte Marie State Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).