Is Sacramento Deposit Bank Safe?
Sacramento Deposit Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (81/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.18% | 100/100 |
| Nonperforming Loan Ratio | 0.42% | 92/100 |
| Liquidity Ratio | 34.02% | 100/100 |
| Return on Assets | 1.53% | 81/100 |
| Total Assets | $0.1B | |
How does Sacramento Deposit Bank compare?
With a Bank Health Score of 96/100, Sacramento Deposit Bank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Sacramento Deposit Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 15.18% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.42% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Sacramento Deposit Bank's Bank Health Score fell by 2.0 points to 96/100. Tier 1 capital weakened by 0.30 percentage points to 15.18%. Quarter-over-quarter, the score rose by 8.0 points.
Sacramento Deposit Bank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (81/100).