Is Roxboro Savings Bank SSB Safe?
Roxboro Savings Bank SSB has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 41.37% | 100/100 |
| Nonperforming Loan Ratio | 0.33% | 93/100 |
| Liquidity Ratio | 43.70% | 100/100 |
| Return on Assets | 1.19% | 68/100 |
| Total Assets | $0.3B | |
How does Roxboro Savings Bank SSB compare?
With a Bank Health Score of 95/100, Roxboro Savings Bank SSB sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within North Carolina, where 36 FDIC-insured banks are headquartered, Roxboro Savings Bank SSB ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 41.37% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.33% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Roxboro Savings Bank SSB's Bank Health Score improved by 1.0 points to 95/100. Tier 1 capital weakened by 0.77 percentage points to 41.37%. Quarter-over-quarter, the score rose by 1.0 points.
Roxboro Savings Bank SSB has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (68/100).