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Is Robertson Banking Co Safe?

Robertson Banking Co has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is profitability (98/100), while Tier 1 capital is its weakest area (86/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio13.13%86/100
Nonperforming Loan Ratio0.41%92/100
Liquidity Ratio28.22%93/100
Return on Assets1.95%98/100
Total Assets$0.5B

How does Robertson Banking Co compare?

With a Bank Health Score of 91/100, Robertson Banking Co sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Alabama, where 78 FDIC-insured banks are headquartered, Robertson Banking Co ranks above the state average of 66/100 (Grade B).

The bank's Tier 1 capital ratio of 13.13% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.41% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Robertson Banking Co's Bank Health Score improved by 6.0 points to 91/100. Tier 1 capital strengthened by 0.81 percentage points to 13.13%. Quarter-over-quarter, the score rose by 1.0 points.

Robertson Banking Co has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is profitability (98/100), while Tier 1 capital is its weakest area (86/100).