ROBERTSON BANKING CO
DEMOPOLIS, ALABAMA · FDIC Cert #39
Capital & Safety Analysis
According to FDIC financial data, ROBERTSON BANKING CO holds a Tier 1 capital ratio of 13.13%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROBERTSON BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROBERTSON BANKING CO shows strong financial health indicators. With $473M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROBERTSON BANKING CO has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 13.13%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROBERTSON BANKING CO holds $473M in total assets and $418M in total deposits. It is located in DEMOPOLIS, ALABAMA (FDIC Certificate #39).
ROBERTSON BANKING CO has a Tier 1 capital ratio of 13.13%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 1.95%.
Yes. ROBERTSON BANKING CO is FDIC-insured (Certificate #39). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.