Is Red Rock Bank Safe?
Red Rock Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.71% | 100/100 |
| Nonperforming Loan Ratio | 0.99% | 80/100 |
| Liquidity Ratio | 41.79% | 100/100 |
| Return on Assets | 0.99% | 60/100 |
| Total Assets | $0.0B | |
How does Red Rock Bank compare?
With a Bank Health Score of 90/100, Red Rock Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Red Rock Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 15.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.99% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Red Rock Bank's Bank Health Score improved by 30.0 points to 90/100. Tier 1 capital strengthened by 15.71 percentage points to 15.71%. Quarter-over-quarter, the score fell by 4.0 points.
Red Rock Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (60/100).