Skip to main content
BankHealth

RED ROCK BANK

SANBORN, MINNESOTA · FDIC Cert #1386

A
Health Score
90/100
$46M
Total Assets
$41M
Total Deposits
15.71%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, RED ROCK BANK holds a Tier 1 capital ratio of 15.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning RED ROCK BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.99%
Nonperforming Loans
Low — healthy loan portfolio
41.79%
Liquidity Ratio
Strong — can meet withdrawal demands
0.99%
Return on Assets
Low profitability
$41M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

RED ROCK BANK shows strong financial health indicators. With $46M in assets and a Health Score of 90/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

RED ROCK BANK has a Bank Health Score of A (90/100). It holds a Tier 1 capital ratio of 15.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

RED ROCK BANK holds $46M in total assets and $41M in total deposits. It is located in SANBORN, MINNESOTA (FDIC Certificate #1386).

RED ROCK BANK has a Tier 1 capital ratio of 15.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.99%, and the return on assets is 0.99%.

Yes. RED ROCK BANK is FDIC-insured (Certificate #1386). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: