Is Red River Bank Safe?
Red River Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.64% | 100/100 |
| Nonperforming Loan Ratio | 0.16% | 97/100 |
| Liquidity Ratio | 28.86% | 95/100 |
| Return on Assets | 1.33% | 73/100 |
| Total Assets | $3.0B | |
How does Red River Bank compare?
With a Bank Health Score of 95/100, Red River Bank sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Red River Bank ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 16.64% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.16% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Red River Bank's Bank Health Score fell by 2.0 points to 95/100. Tier 1 capital weakened by 0.26 percentage points to 16.64%. Quarter-over-quarter, the score fell by 2.0 points.
Red River Bank has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).