Is Queenstown Bank of Maryland Safe?
Queenstown Bank of Maryland has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.11% | 100/100 |
| Nonperforming Loan Ratio | 0.19% | 96/100 |
| Liquidity Ratio | 28.71% | 95/100 |
| Return on Assets | 1.04% | 62/100 |
| Total Assets | $0.7B | |
How does Queenstown Bank of Maryland compare?
With a Bank Health Score of 94/100, Queenstown Bank of Maryland sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Maryland, where 28 FDIC-insured banks are headquartered, Queenstown Bank of Maryland ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 17.11% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.19% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Queenstown Bank of Maryland's Bank Health Score fell by 2.0 points to 94/100. Tier 1 capital strengthened by 0.14 percentage points to 17.11%.
Queenstown Bank of Maryland has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (62/100).