QUEENSTOWN BANK OF MARYLAND
QUEENSTOWN, MARYLAND · FDIC Cert #8816
Capital & Safety Analysis
According to FDIC financial data, QUEENSTOWN BANK OF MARYLAND holds a Tier 1 capital ratio of 17.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning QUEENSTOWN BANK OF MARYLAND has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
QUEENSTOWN BANK OF MARYLAND shows strong financial health indicators. With $683M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
QUEENSTOWN BANK OF MARYLAND has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 17.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
QUEENSTOWN BANK OF MARYLAND holds $683M in total assets and $589M in total deposits. It is located in QUEENSTOWN, MARYLAND (FDIC Certificate #8816).
QUEENSTOWN BANK OF MARYLAND has a Tier 1 capital ratio of 17.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 1.04%.
Yes. QUEENSTOWN BANK OF MARYLAND is FDIC-insured (Certificate #8816). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.