Is Queensborough Nb&T Co Safe?
Queensborough Nb&T Co has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.95% | 92/100 |
| Nonperforming Loan Ratio | 0.77% | 85/100 |
| Liquidity Ratio | 38.87% | 100/100 |
| Return on Assets | 1.05% | 62/100 |
| Total Assets | $2.0B | |
How does Queensborough Nb&T Co compare?
With a Bank Health Score of 89/100, Queensborough Nb&T Co sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Queensborough Nb&T Co ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 13.95% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.77% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Queensborough Nb&T Co's Bank Health Score fell by 2.0 points to 89/100. Tier 1 capital strengthened by 0.28 percentage points to 13.95%.
Queensborough Nb&T Co has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (62/100).