Is Planters First Bank Safe?
Planters First Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (98/100), while liquidity is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.77% | 91/100 |
| Nonperforming Loan Ratio | 0.11% | 98/100 |
| Liquidity Ratio | 26.25% | 85/100 |
| Return on Assets | 1.72% | 89/100 |
| Total Assets | $0.4B | |
How does Planters First Bank compare?
With a Bank Health Score of 91/100, Planters First Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Georgia, where 123 FDIC-insured banks are headquartered, Planters First Bank ranks above the state average of 76/100 (Grade B).
The bank's Tier 1 capital ratio of 13.77% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.11% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Planters First Bank's Bank Health Score improved by 5.0 points to 91/100. Tier 1 capital strengthened by 1.27 percentage points to 13.77%. Quarter-over-quarter, the score fell by 3.0 points.
Planters First Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (98/100), while liquidity is its weakest area (85/100).