Is Pickens Savings&Loan Assn Fa Safe?
Pickens Savings&Loan Assn Fa has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (39/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 22.07% | 100/100 |
| Nonperforming Loan Ratio | 0.36% | 93/100 |
| Liquidity Ratio | 37.89% | 100/100 |
| Return on Assets | 0.48% | 39/100 |
| Total Assets | $0.1B | |
How does Pickens Savings&Loan Assn Fa compare?
With a Bank Health Score of 92/100, Pickens Savings&Loan Assn Fa sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within South Carolina, where 38 FDIC-insured banks are headquartered, Pickens Savings&Loan Assn Fa ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 22.07% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.36% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pickens Savings&Loan Assn Fa's Bank Health Score fell by 2.0 points to 92/100. Tier 1 capital strengthened by 0.32 percentage points to 22.07%. Quarter-over-quarter, the score rose by 1.0 points.
Pickens Savings&Loan Assn Fa has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (39/100).