PICKENS SAVINGS&LOAN ASSN FA
PICKENS, SOUTH CAROLINA · FDIC Cert #31089
Capital & Safety Analysis
According to FDIC financial data, PICKENS SAVINGS&LOAN ASSN FA holds a Tier 1 capital ratio of 22.07%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PICKENS SAVINGS&LOAN ASSN FA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PICKENS SAVINGS&LOAN ASSN FA shows strong financial health indicators. With $127M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PICKENS SAVINGS&LOAN ASSN FA has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 22.07%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PICKENS SAVINGS&LOAN ASSN FA holds $127M in total assets and $110M in total deposits. It is located in PICKENS, SOUTH CAROLINA (FDIC Certificate #31089).
PICKENS SAVINGS&LOAN ASSN FA has a Tier 1 capital ratio of 22.07%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.36%, and the return on assets is 0.48%.
Yes. PICKENS SAVINGS&LOAN ASSN FA is FDIC-insured (Certificate #31089). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.