Is Peoples Tr Co of St Albans Safe?
Peoples Tr Co of St Albans has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (99/100), while profitability is its weakest area (63/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.86% | 99/100 |
| Nonperforming Loan Ratio | 0.40% | 92/100 |
| Liquidity Ratio | 23.90% | 76/100 |
| Return on Assets | 1.06% | 63/100 |
| Total Assets | $0.4B | |
How does Peoples Tr Co of St Albans compare?
With a Bank Health Score of 87/100, Peoples Tr Co of St Albans sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Vermont, where 11 FDIC-insured banks are headquartered, Peoples Tr Co of St Albans ranks above the state average of 75/100 (Grade B).
The bank's Tier 1 capital ratio of 14.86% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.40% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Tr Co of St Albans's Bank Health Score fell by 5.0 points to 87/100. Tier 1 capital weakened by 0.87 percentage points to 14.86%.
Peoples Tr Co of St Albans has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (99/100), while profitability is its weakest area (63/100).