PEOPLES TR CO OF ST ALBANS
SAINT ALBANS, VERMONT · FDIC Cert #14168
Capital & Safety Analysis
According to FDIC financial data, PEOPLES TR CO OF ST ALBANS holds a Tier 1 capital ratio of 14.86%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES TR CO OF ST ALBANS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES TR CO OF ST ALBANS shows strong financial health indicators. With $372M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES TR CO OF ST ALBANS has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.86%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES TR CO OF ST ALBANS holds $372M in total assets and $331M in total deposits. It is located in SAINT ALBANS, VERMONT (FDIC Certificate #14168).
PEOPLES TR CO OF ST ALBANS has a Tier 1 capital ratio of 14.86%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is 1.06%.
Yes. PEOPLES TR CO OF ST ALBANS is FDIC-insured (Certificate #14168). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.