Is Peoples Nb of Checotah Safe?
Peoples Nb of Checotah has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 41.06% | 100/100 |
| Nonperforming Loan Ratio | 0.46% | 91/100 |
| Liquidity Ratio | 62.55% | 100/100 |
| Return on Assets | 1.10% | 64/100 |
| Total Assets | $0.2B | |
How does Peoples Nb of Checotah compare?
With a Bank Health Score of 94/100, Peoples Nb of Checotah sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Peoples Nb of Checotah ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 41.06% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.46% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Nb of Checotah's Bank Health Score fell by 1.0 points to 94/100. Tier 1 capital strengthened by 0.48 percentage points to 41.06%. Quarter-over-quarter, the score fell by 1.0 points.
Peoples Nb of Checotah has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (64/100).