Is Peoples Bank&Trust Co Safe?
Peoples Bank&Trust Co has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (74/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 11.68% | 74/100 |
| Nonperforming Loan Ratio | 0.47% | 91/100 |
| Liquidity Ratio | 30.37% | 100/100 |
| Return on Assets | 1.55% | 82/100 |
| Total Assets | $1.2B | |
How does Peoples Bank&Trust Co compare?
With a Bank Health Score of 86/100, Peoples Bank&Trust Co sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Peoples Bank&Trust Co ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 11.68% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.47% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Bank&Trust Co's Bank Health Score improved by 2.0 points to 86/100. Tier 1 capital strengthened by 0.37 percentage points to 11.68%. Quarter-over-quarter, the score rose by 1.0 points.
Peoples Bank&Trust Co has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (74/100).