Is Peoples Bank of Greensboro Safe?
Peoples Bank of Greensboro has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (42/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.29% | 100/100 |
| Nonperforming Loan Ratio | 1.01% | 80/100 |
| Liquidity Ratio | 51.64% | 100/100 |
| Return on Assets | 0.56% | 42/100 |
| Total Assets | $0.1B | |
How does Peoples Bank of Greensboro compare?
With a Bank Health Score of 88/100, Peoples Bank of Greensboro sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Alabama, where 78 FDIC-insured banks are headquartered, Peoples Bank of Greensboro ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 17.29% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.01% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Peoples Bank of Greensboro's Bank Health Score fell by 3.0 points to 88/100. Tier 1 capital weakened by 0.17 percentage points to 17.29%.
Peoples Bank of Greensboro has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (42/100).