PEOPLES BANK OF GREENSBORO
GREENSBORO, ALABAMA · FDIC Cert #1730
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF GREENSBORO holds a Tier 1 capital ratio of 17.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK OF GREENSBORO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF GREENSBORO shows strong financial health indicators. With $103M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF GREENSBORO has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 17.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF GREENSBORO holds $103M in total assets and $95M in total deposits. It is located in GREENSBORO, ALABAMA (FDIC Certificate #1730).
PEOPLES BANK OF GREENSBORO has a Tier 1 capital ratio of 17.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.01%, and the return on assets is 0.56%.
Yes. PEOPLES BANK OF GREENSBORO is FDIC-insured (Certificate #1730). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.