Is Peoples Bank of Graceville Safe?
Peoples Bank of Graceville has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 29.43% | 100/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 64.80% | 100/100 |
| Return on Assets | 0.73% | 49/100 |
| Total Assets | $0.1B | |
How does Peoples Bank of Graceville compare?
With a Bank Health Score of 95/100, Peoples Bank of Graceville sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, Peoples Bank of Graceville ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 29.43% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Bank of Graceville's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 0.87 percentage points to 29.43%.
Peoples Bank of Graceville has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).