PEOPLES BANK OF GRACEVILLE
GRACEVILLE, FLORIDA · FDIC Cert #21692
Capital & Safety Analysis
According to FDIC financial data, PEOPLES BANK OF GRACEVILLE holds a Tier 1 capital ratio of 29.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES BANK OF GRACEVILLE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES BANK OF GRACEVILLE shows strong financial health indicators. With $118M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES BANK OF GRACEVILLE has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 29.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES BANK OF GRACEVILLE holds $118M in total assets and $111M in total deposits. It is located in GRACEVILLE, FLORIDA (FDIC Certificate #21692).
PEOPLES BANK OF GRACEVILLE has a Tier 1 capital ratio of 29.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.73%.
Yes. PEOPLES BANK OF GRACEVILLE is FDIC-insured (Certificate #21692). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.