Is Peoples Bank Mt Washington Safe?
Peoples Bank Mt Washington has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.09% | 93/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 35.06% | 100/100 |
| Return on Assets | 1.62% | 85/100 |
| Total Assets | $0.1B | |
How does Peoples Bank Mt Washington compare?
With a Bank Health Score of 96/100, Peoples Bank Mt Washington sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Peoples Bank Mt Washington ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 14.09% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Peoples Bank Mt Washington's Bank Health Score held roughly steady at 96/100. Tier 1 capital was essentially flat at 14.09%. Quarter-over-quarter, the score fell by 1.0 points.
Peoples Bank Mt Washington has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (85/100).