Is Pathward National Assn Safe?
Pathward National Assn has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while loan quality is its weakest area (81/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.02% | 85/100 |
| Nonperforming Loan Ratio | 0.96% | 81/100 |
| Liquidity Ratio | 27.43% | 90/100 |
| Return on Assets | 3.44% | 100/100 |
| Total Assets | $7.5B | |
How does Pathward National Assn compare?
With a Bank Health Score of 86/100, Pathward National Assn sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within South Dakota, where 47 FDIC-insured banks are headquartered, Pathward National Assn ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.02% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.96% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pathward National Assn's Bank Health Score improved by 3.0 points to 86/100. Tier 1 capital strengthened by 1.21 percentage points to 13.02%. Quarter-over-quarter, the score fell by 3.0 points.
Pathward National Assn has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is profitability (100/100), while loan quality is its weakest area (81/100).