PATHWARD NATIONAL ASSN
SIOUX FALLS, SOUTH DAKOTA · FDIC Cert #30776
Capital & Safety Analysis
According to FDIC financial data, PATHWARD NATIONAL ASSN holds a Tier 1 capital ratio of 13.02%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PATHWARD NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PATHWARD NATIONAL ASSN shows strong financial health indicators. With $7.5B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PATHWARD NATIONAL ASSN has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 13.02%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PATHWARD NATIONAL ASSN holds $7.5B in total assets and $6.4B in total deposits. It is located in SIOUX FALLS, SOUTH DAKOTA (FDIC Certificate #30776).
PATHWARD NATIONAL ASSN has a Tier 1 capital ratio of 13.02%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.96%, and the return on assets is 3.44%.
Yes. PATHWARD NATIONAL ASSN is FDIC-insured (Certificate #30776). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.