Is Park State Bank Safe?
Park State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (91/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.82% | 91/100 |
| Nonperforming Loan Ratio | 0.33% | 93/100 |
| Liquidity Ratio | 33.45% | 100/100 |
| Return on Assets | 1.88% | 95/100 |
| Total Assets | $1.4B | |
How does Park State Bank compare?
With a Bank Health Score of 94/100, Park State Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Park State Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 13.82% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.33% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Park State Bank's Bank Health Score improved by 7.0 points to 94/100. Tier 1 capital strengthened by 0.81 percentage points to 13.82%. Quarter-over-quarter, the score rose by 2.0 points.
Park State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (91/100).