PARK STATE BANK
DULUTH, MINNESOTA · FDIC Cert #8851
Capital & Safety Analysis
According to FDIC financial data, PARK STATE BANK holds a Tier 1 capital ratio of 13.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PARK STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PARK STATE BANK shows strong financial health indicators. With $1.4B in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PARK STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 13.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PARK STATE BANK holds $1.4B in total assets and $1.1B in total deposits. It is located in DULUTH, MINNESOTA (FDIC Certificate #8851).
PARK STATE BANK has a Tier 1 capital ratio of 13.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.88%.
Yes. PARK STATE BANK is FDIC-insured (Certificate #8851). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.