Is Pacific Crest Savings Bank Safe?
Pacific Crest Savings Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.71% | 100/100 |
| Nonperforming Loan Ratio | 0.64% | 87/100 |
| Liquidity Ratio | 28.21% | 93/100 |
| Return on Assets | 0.51% | 40/100 |
| Total Assets | $0.3B | |
How does Pacific Crest Savings Bank compare?
With a Bank Health Score of 88/100, Pacific Crest Savings Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Washington, where 30 FDIC-insured banks are headquartered, Pacific Crest Savings Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 15.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.64% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Pacific Crest Savings Bank's Bank Health Score improved by 1.0 points to 88/100. Tier 1 capital strengthened by 0.45 percentage points to 15.71%. Quarter-over-quarter, the score fell by 2.0 points.
Pacific Crest Savings Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (40/100).