PACIFIC CREST SAVINGS BANK
LYNNWOOD, WASHINGTON · FDIC Cert #34585
Capital & Safety Analysis
According to FDIC financial data, PACIFIC CREST SAVINGS BANK holds a Tier 1 capital ratio of 15.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PACIFIC CREST SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PACIFIC CREST SAVINGS BANK shows strong financial health indicators. With $308M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PACIFIC CREST SAVINGS BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 15.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PACIFIC CREST SAVINGS BANK holds $308M in total assets and $242M in total deposits. It is located in LYNNWOOD, WASHINGTON (FDIC Certificate #34585).
PACIFIC CREST SAVINGS BANK has a Tier 1 capital ratio of 15.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.64%, and the return on assets is 0.51%.
Yes. PACIFIC CREST SAVINGS BANK is FDIC-insured (Certificate #34585). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.