Is Ozark Bank Safe?
Ozark Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.07% | 85/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 30.07% | 100/100 |
| Return on Assets | 1.02% | 61/100 |
| Total Assets | $0.4B | |
How does Ozark Bank compare?
With a Bank Health Score of 91/100, Ozark Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Ozark Bank ranks above the state average of 67/100 (Grade B).
The bank's Tier 1 capital ratio of 13.07% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Ozark Bank's Bank Health Score improved by 2.0 points to 91/100. Tier 1 capital weakened by 0.46 percentage points to 13.07%. Quarter-over-quarter, the score rose by 2.0 points.
Ozark Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (61/100).