Is Orange Bank&Trust Co Safe?
Orange Bank&Trust Co has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is profitability (94/100), while loan quality is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.84% | 91/100 |
| Nonperforming Loan Ratio | 0.92% | 82/100 |
| Liquidity Ratio | 26.41% | 86/100 |
| Return on Assets | 1.86% | 94/100 |
| Total Assets | $2.5B | |
How does Orange Bank&Trust Co compare?
With a Bank Health Score of 87/100, Orange Bank&Trust Co sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Orange Bank&Trust Co ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 13.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.92% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Orange Bank&Trust Co's Bank Health Score improved by 3.0 points to 87/100. Tier 1 capital strengthened by 1.16 percentage points to 13.84%. Quarter-over-quarter, the score fell by 2.0 points.
Orange Bank&Trust Co has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is profitability (94/100), while loan quality is its weakest area (82/100).