Is Oklahoma State Bank Safe?
Oklahoma State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (82/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.68% | 100/100 |
| Nonperforming Loan Ratio | 0.29% | 94/100 |
| Liquidity Ratio | 25.48% | 82/100 |
| Return on Assets | 3.18% | 100/100 |
| Total Assets | $0.1B | |
How does Oklahoma State Bank compare?
With a Bank Health Score of 94/100, Oklahoma State Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Oklahoma State Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 15.68% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.29% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Oklahoma State Bank's Bank Health Score fell by 4.0 points to 94/100. Tier 1 capital weakened by 2.46 percentage points to 15.68%. Quarter-over-quarter, the score fell by 1.0 points.
Oklahoma State Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (82/100).