OKLAHOMA STATE BANK
BUFFALO, OKLAHOMA · FDIC Cert #13416
Capital & Safety Analysis
According to FDIC financial data, OKLAHOMA STATE BANK holds a Tier 1 capital ratio of 15.68%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning OKLAHOMA STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
OKLAHOMA STATE BANK shows strong financial health indicators. With $60M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
OKLAHOMA STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 15.68%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
OKLAHOMA STATE BANK holds $60M in total assets and $53M in total deposits. It is located in BUFFALO, OKLAHOMA (FDIC Certificate #13416).
OKLAHOMA STATE BANK has a Tier 1 capital ratio of 15.68%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.29%, and the return on assets is 3.18%.
Yes. OKLAHOMA STATE BANK is FDIC-insured (Certificate #13416). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.