Is Northern Stb of Virginia Safe?
Northern Stb of Virginia has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (40/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.29% | 95/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 24.84% | 79/100 |
| Return on Assets | 0.51% | 40/100 |
| Total Assets | $0.1B | |
How does Northern Stb of Virginia compare?
With a Bank Health Score of 87/100, Northern Stb of Virginia sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Northern Stb of Virginia ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 14.29% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Northern Stb of Virginia's Bank Health Score fell by 3.0 points to 87/100. Tier 1 capital weakened by 0.25 percentage points to 14.29%. Quarter-over-quarter, the score rose by 2.0 points.
Northern Stb of Virginia has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (40/100).