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BankHealth

NORTHERN STB OF VIRGINIA

VIRGINIA, MINNESOTA · FDIC Cert #19589

A
Health Score
87/100
$99M
Total Assets
$85M
Total Deposits
14.29%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, NORTHERN STB OF VIRGINIA holds a Tier 1 capital ratio of 14.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHERN STB OF VIRGINIA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
24.84%
Liquidity Ratio
Strong — can meet withdrawal demands
0.51%
Return on Assets
Low profitability
$85M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

NORTHERN STB OF VIRGINIA shows strong financial health indicators. With $99M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

NORTHERN STB OF VIRGINIA has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

NORTHERN STB OF VIRGINIA holds $99M in total assets and $85M in total deposits. It is located in VIRGINIA, MINNESOTA (FDIC Certificate #19589).

NORTHERN STB OF VIRGINIA has a Tier 1 capital ratio of 14.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.51%.

Yes. NORTHERN STB OF VIRGINIA is FDIC-insured (Certificate #19589). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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