Is Northern Stb of Gonvick Safe?
Northern Stb of Gonvick has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (67/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 52.92% | 100/100 |
| Nonperforming Loan Ratio | 1.66% | 67/100 |
| Liquidity Ratio | 68.26% | 100/100 |
| Return on Assets | 1.48% | 79/100 |
| Total Assets | $0.0B | |
How does Northern Stb of Gonvick compare?
With a Bank Health Score of 88/100, Northern Stb of Gonvick sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Northern Stb of Gonvick ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 52.92% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.66% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Northern Stb of Gonvick's Bank Health Score fell by 5.0 points to 88/100. Tier 1 capital strengthened by 3.19 percentage points to 52.92%. Quarter-over-quarter, the score fell by 1.0 points.
Northern Stb of Gonvick has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (67/100).