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Is Nodaway Valley Bank Safe?

Nodaway Valley Bank has a Bank Health Score of 97/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (92/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio14.01%92/100
Nonperforming Loan Ratio0.04%99/100
Liquidity Ratio30.30%100/100
Return on Assets2.11%100/100
Total Assets$1.4B

How does Nodaway Valley Bank compare?

With a Bank Health Score of 97/100, Nodaway Valley Bank sits 27.0 points above the national average of 70/100 for FDIC-insured banks. Within Missouri, where 193 FDIC-insured banks are headquartered, Nodaway Valley Bank ranks above the state average of 67/100 (Grade B).

The bank's Tier 1 capital ratio of 14.01% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.04% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, Nodaway Valley Bank's Bank Health Score fell by 3.0 points to 97/100. Tier 1 capital weakened by 1.96 percentage points to 14.01%.

Nodaway Valley Bank has a Bank Health Score of 97/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while Tier 1 capital is its weakest area (92/100).