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Is National Capital Bank of Wa Safe?

National Capital Bank of Wa has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).

Key Data

MetricValueScore
Tier 1 Capital Ratio15.32%100/100
Nonperforming Loan Ratio0.00%100/100
Liquidity Ratio25.88%84/100
Return on Assets1.14%66/100
Total Assets$0.7B

How does National Capital Bank of Wa compare?

With a Bank Health Score of 92/100, National Capital Bank of Wa sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within District of Columbia, where 4 FDIC-insured banks are headquartered, National Capital Bank of Wa ranks above the state average of 65/100 (Grade B).

The bank's Tier 1 capital ratio of 15.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.

What changed in the last year?

Over the last four quarters, National Capital Bank of Wa's Bank Health Score held roughly steady at 92/100. Tier 1 capital was essentially flat at 15.32%. Quarter-over-quarter, the score rose by 2.0 points.

National Capital Bank of Wa has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (66/100).