Is National Bank of Blacksburg Safe?
National Bank of Blacksburg has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.32% | 100/100 |
| Nonperforming Loan Ratio | 0.28% | 94/100 |
| Liquidity Ratio | 38.78% | 100/100 |
| Return on Assets | 0.64% | 46/100 |
| Total Assets | $1.8B | |
How does National Bank of Blacksburg compare?
With a Bank Health Score of 93/100, National Bank of Blacksburg sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, National Bank of Blacksburg ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.32% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.28% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, National Bank of Blacksburg's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital weakened by 1.51 percentage points to 16.32%.
National Bank of Blacksburg has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).